originally posted 7/17/25 via the Iowa Insurance Division: Iowa Code §505.19 requires the Commissioner to hold a public hearing on a proposed individual health insurance rate increase which exceeds the average annual health spending growth rate as published by the Centers for Medicare and Medicaid Services of the United State Department of Health and Human Services. For 2026 the growth rate is 5.6%. The Iowa Insurance Commissioner will hold a public hearing regarding the relevant rate increases on August 19, 2025. The purpose will be to hear public comments on the proposed increase in the base premium rate. Consumers wishing to make a public comment at the hearing are encouraged to attend the hearing via the live webcast. All comments received will be considered public records and will be posted here. The Consumer Advocate will present the public comments received at the hearing. 2026 Golden Rule - Pre-ACA Golden Rule has requested a new rate increase effective Jan 1, 2026 for Generations 1-22 and 25-27; June 15, 2026 for Gens. 23; and June 1, 2026 for Gen. 24. The requested increase is 24.6%. 2026 Wellmark Inc. - Pre-ACA Wellmark, Inc. has requested a new rate increase effective Jan. 1, 2026 for individual pre-ACA plans.